Uc Berkeley Extension Math For Management latest 2023

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I Should Have Spent More Time at The Office!

Yesterday I read the story of a woman, an empty nest in the

Midwest, who made the mistake of investing in a high-end

four-bedroom house that now has negative equity;

which means she owes more than she is worth.

Unlike many Californians, who are upside down

hundred thousand, half a million or more, this

lady in distress regrets her extravagance because

she will have to sell with a cash loss of $5,000.

I have read this, and although my sympathy goes to all

people who based their purchases on a perception

real estate prices are only going up, I thought, “Damn, she’s

only sweating five grand?”

But $5,000 is a big chunk of his retirement

funds.

How is it possible ?

Like my recently retired employer in the

the financial industry, which received twelve million

payment in dollars, does not everyone have

six and seven figure pillows to fall back on

when their other investments fail?

In a word: No.

And Social Security, that system that so many predict

will fail one day, won’t this agency compensate

miss to win ?

When you reach AARP age 50+, the Social

The security administration sends you annual forms

summarizing your accumulated contributions to the fund.

Based on these numbers, the review tells you how

little you’ll get if you retire at age 62 or later.

It’s shocking.

A baby boomer, who started contributing to Social Security

when he was in his mid-teens and contributing

every year since, has been able to retire at age 62 and get the

large sum of $986 per month. That might be enough to

pay for utilities and insurance.

How will the rest of the nut be cracked?

The simple answer is to work until it drops.

Investment firms spend millions advertising

concept that we should save a lot for retirement,

start early, and even if we’re late for the game,

we can catch up and accumulate another nest egg in

time.

Simple math suggests that this is partly true.

“Save early” is good advice, but catch up so you

can have a leisure life on the golf course or

quilting, just doesn’t seem feasible.

The other day I received a power of attorney from the Auto

Club that wants to increase mandatory retirement

the age of its board of directors at 73 or 76. My

first reaction was to launch this call for my

Support.

I reconsider, appreciating the fact that these

seniors may need additional income.

In much of the extremely optimistic, goofball, New Age

literature, you always see the funny saying that said that

on your deathbed, the last words you speak will NOT be

be:

“Well, I would like to spend more time at the office!”

Tell that to the distressed owner of the Midwest, I

mentioned earlier, and to millions of them

contemporaries, who are faced with the prospect of

fight to stay or to return to the

workplace.

Somehow I feel like not staying employed long

enough is precisely what many will lament.

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